Raising money-smart kids starts here.
Early Money Habits Academy helps parents teach healthy money habits confidently, so that they never have to worry about saying the wrong thing or their child’s future with money.
Our courses help families build strong money habits that will last a life time.
Our Mission
Helping kids build smart money habits early through simple, fun, and practical parent-supported courses designed for ages 3 to 16. We help you can guide your child toward a secure financial future without stress or guesswork.
We help families shift from:
“Talking about money feels hard.”
“Talking about money is part of our everyday life.”
Our goal is to help parents raise children who:
understand value
make thoughtful choices
give with joy
save with purpose
spend with awareness
feel confident talking about money
These early habits become adult habits and confident adults make confident decisions.
What Makes Early Money Habits Academy Different
Our approach blends education, psychology, and everyday family life:
✔ Simple, bite-sized lessons
Children learn best in small moments.
Our courses break big concepts into tiny, easy-to-understand ideas.
✔ Parent–Child learning
Parents guide the journey.
Children follow along through stories, activities, and playful learning.
✔ Age-appropriate tracks
Designed for:
Early Learners: 3–8
Independent Learners: 9–16
Each stage matches a child’s curiosity, attention span, and maturity.
✔ Real-world examples
- Money jars.
- Pocket money routines.
- Needs vs wants.
- Empathy and kindness.
- Smart savings.
- Thoughtful spending.
- And everyday family habits that build lifelong skills.
✔ Zero pressure. Zero judgment.
Because every family starts from a different place and every child learns at their own pace.
What You’ll Find Inside the Academy
Short videos
Printable worksheets
Parent guides
Practical activities
Step-by-step learning paths
Certificates
Hands-on “real life” money moments
Each course is designed to fit family life, not the other way around.
A Personal Note
If you’re here, it means you already care deeply about your child’s future. You want to give them the tools you didn’t have or wish you learned earlier.
I created this academy for families like yours:
*families who want healthy habits
*families who value confident choices
*families who want a positive relationship with money
starting now, not someday.
Thank you for being here.
I’m honoured to be part of your child’s learning journey.
Warmly,
Lara Ejiwunmi
Founder, Early Money Habits Academy
